NH1 News Investigates - Skimming Scam
GOFFSTOWN - Crooks are ripping off more Granite Staters than ever before, and it’s through a crime called skimming.
It’s happened at least three times here in New Hampshire within the last month.
“I come here all the time,” said Todd Turski outside of the Bank of America ATM on Mast Road in Goffstown.
That ATM was recently hit by a scammer who police say put a skimmer in the door before customers like Todd could even get inside.
Just weeks before, another skiming device was found - this time on the ATM itself.
This happened at the Northeast Credit Union on Charles Street in Rochester.
One of the credit union’s members noticed it and officials say no one fell for it.
“There was also a pinhole camera located by officers to obtain PIN information,” officials say.
Craig Peterson knows all about skimming.
He's a systems security expert for more than three decades.
“Skimmers are designed to get this magnetic stripe off the back of your card,” says Peterson.
But now, banks are issuing smart cards that can put a real dent in the number of cases of fraud.
“[Credit cards] now need to have a special computer chip that is unique to you and your card,” says Peterson. “If they don't physically have this chip, they can't duplicate your card.”
But what if you don't have a computer chip on your bank card? Peterson has many ideas. Here’s one.
If there’s a skimmer on the front door, he says there’s actually a way you could outsmart the crooks.
Bring two cards, he says. First, an expired one. That will go ahead and let you in.
Then, once you’re inside, you can use the other, valid card.
But skimming isn't just happening at the ATM.
Crooks are going for your data at the gas pump, too.
The last report of skimming took place at the Irving gas station on Laconia Road in Tilton.
“Well, these types of pumps we suspect that he broke into it,” says Tilton Police Chief Robert Cormier.
After breaking it, he says, the crooks put the skimmer inside.
Meanwhile back in Goffstown, one customer says the risk is gone, at least for now, and says, “I think it's pretty safe now.”
For more information on how skimming works and other ways to protect yourself, check out the FBI’s fact-sheet at :