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Jun 9, 2015 4:09 PM

NH1 News Investigates Deed Dilemma Part 1: What should you be paying for a copy of your deed?


ROCHESTER - It’s getting the attention of at least one N.H. police department.

A company is sending Granite Staters a letter offering them copies of the deed for their homes.

But it costs $83.

And you can pay next to nothing when you go to your local city hall or online.

So NH1 News Investigates wanted to know if the company sending the letter is a scam or is it legit?

We got our hands on one of those letters.

The company sending it is Transaction Data Services of Westlake, California.

“I think it's reprehensible,” said Anne Grassie who lives in Rochester.

Her city’s police department recently took to Facebook warning residents about what they call a scam alert.

They say that victims are getting the letters but it wasn’t on the up and up.

“Some people could say it's kind of tricky,” says New Hampshire Senior Attorney General James Boffetti. “I think there's adequate disclosures here.”

Boffetti says the company appears to be doing nothing more than soliciting business.

That in the letter, he says, it’s written in black and white that the company has nothing to do with any government agency and that if you don’t take them up on their offer, you can get a copy of your grant deed from the “County Recorder.”

We asked if the company is walking a fine line.

“It doesn't rise to a level for me that I think is unfair or deceptive under the Consumer Protection Act,” says Boffetti.

The Attorney General’s Office in Indiana has filed suit against Transaction Data Services calling the letters “misleading” while the Attorney General in Iowa is also suing the company claiming it’s committing “consumer fraud.”

This, as the Better Business Bureau just miles away from the company’s office gives it an “F.”

But the bottom line?

Experts, even residents agree, that however you go about getting the copy of your deed, just know what you’re getting into.

“Don't give anybody any money until you know it's on the up and up,” says Grassie.

Coming up tomorrow night on NH1 News on WBIN-TV at 5 and 10, we go straight to the company searching for answers and get a local mortgage broker’s take on how, he says, this could even lead to identity fraud.

For more information on how to get a copy of the deed to your home, visit the New Hampshire Registry of Deed’s website at http://nhdeeds.com/


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