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Jan 29, 2016 11:32 PM

Changing Families: Last chance to sign up for Obamacare in '16; Mortgage rates fall; Breakthrough research on schizophrenia

NH1.com

CHANGING FAMILIES: If you haven't signed up for health insurance yet time is running out. This year's open enrollment period for health insurance under the Affordable Care Act, also called Obamacare, ends Sunday, January 31st. That's it for 2016.

Remember there are penalties for going without insurance, and they're higher this year. Some will have to pay almost 700 dollars per person in your household, or about 2.5% of your taxable income, unless you qualify for an exemption.

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Mortgage rates are dropping. On friday the 30-year mortgage rate fell to 3.79 percent, and the rate on a 15-year fixed mortgage stood at 3.7 percent. It's the fourth straight week of declines.

In December the Federal Reserve raised rates for the first time in nearly a decade. Experts say this shows the Fed is not the sole determinant of mortgage rates.

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We may be one step closer to learning the cause of schizophrenia.

A new study out of Harvard says they have groundbreaking research showing those with schizophrenia have a variation of a gene that produces overactive forms of the C4A protein. This may lead to better treatments for the mental disorder that affects more than 21-million people worldwide.

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